What is a Spanish Resident mortgage?
For residents in Spain, this loan purpose must be for a primary or second residence holiday home in Spain.
How can I qualify for a Spanish Resident Mortgage?
This is for people in possession of a Spanish residency card or certificate and or those who pay taxes in Spain for a period of 2 years or longer.
What are the mortgage terms?
- Max LTV 90%-100%
- Max term 30 years
- Max age 75
- Rate Euribor plus 0.4%- 1%
- Max interest only term 2-5 years